Competitive Insurance
Insurance in Greater Geelong

FCC exists to provide a Better Banking Alternative through an uptodate range of competitive financial products and services professionally delivered to all our members. At FCC we highly value the needs and opinions of all our members, which is why we truly are Customer Owned Banking. Each person joining the Credit Union is required to purchase a share at 10. To be the primary institution meeting the personal financial services needs of our members. FCC Credit Union has continued to grow and develop with many of our members spread all over Australia sharing in the different humane of banking that FCC offers. The Board of Directors is responsible for the corporate governance of the Society. The purpose of the Governance Policy is to ensure powerful Corporate Governance in the prudent management and financial soundness of the Society and in maintaining public confidence in the financial system. Oversight of the risk profile and risk management of the Credit Union within the context of the Board encourage risk appetite (although ultimate responsibility for risk oversight and risk management rests with the Board, and the Committee will refer all matters of important importance to the Board). Making recommendations to the Board concerning the risk appetite and particular risks or risk management practices. Pricing of the financial riches and liabilities including interest rates and fees. The Management Risk Committee is responsible for periodically reviewing the group’s risk profile, fostering a risk aware culture and reporting to the Board Risk Committee on the effectiveness of the risk management framework and of the company’s management of its material business risks. Making recommendations to the ARC concerning the risk appetite and exceptional risks or risk management practices and. The Board has established divide Audit and Risk Committees which are responsible for developing and monitoring risk management processes. Should members depart the industry the loans continue and other employment opportunities are available to the members to facilitate the repayment of the loans. The risk of losses from the fluid investments undertaken is reduced by the nature and quality of the self-reliant rating of the invested and the limits to concentration in one entity. As a Credit Union we already comply with a range of regulatory requirements including: This booklet outlines the basic steps of buying residential property and will assist you to work out what you can afford, the superior way to finance your purchase and what upfront costs you’ll need to cover. For younger people, it can be the beginning meaningful purchase you make and the first time you seek a loan. There are some basic steps you can succeed so that you can receive oversee and be confident that you’ve bought the car that’s correct for you. It’s urgent to understand how credit works, if you can afford to borrow and what type of credit is correct for you.This booklet has been written to simplify the basics of getting and managing credit so you can receive oversee of your finances and make credit work for you. This booklet has been put together to aid you receive regulate and work through the various diverse types of concern that you should consider for yourself, your family and your assets. Member since December 2015 Testimonial Many thanks to the staff and management at FCC for all your help in opening accounts for myself and my business after I became disappointed with the Credit Union turned bank that I had banked with for many years. Member since 1993 Testimonial I have just completed the purchase of an investment property with the valued assistance of FCC Loans Department. During my membership with FCC I have always found the staff beneficial and gregarious to deal with.

To be the primary institution meeting the personal financial services needs of our members. Yield financial products and services that return value to members, workplaces and the local community. FCC Credit Union has continued to grow and develop with many of our members spread all over Australia sharing in the different humane of banking that FCC offers. In fact 90 of our members and our whole deposit funds are held by members from the local and wider community.